BasicFintech

Learn IPO Investing

Free, plain-English guides for Indian retail investors. No jargon, no upsell, just the basics you actually need.

Pillar references

Guides

What is IPO GMP?

5 min

Grey Market Premium explained — how it works, how to read it, and why it isn't a guaranteed return.

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How to Apply for an IPO

6 min

Step-by-step guide to applying for an IPO via UPI through your demat account.

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Why IPO Allotment Fails — and How to Improve Your Chances

7 min

Allotment is a lottery — learn the math and the few honest strategies that work.

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Mainboard vs SME IPO — Key Differences

5 min

Understand the difference between mainboard and SME IPO platforms, lot sizes, and risk profiles.

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IPO UPI Mandate: Time, Not Received, Failed & Revoked

6 min

When the mandate arrives, the 5 PM deadline, and fixes when it is not received, failed, pending, or revoked.

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IPO Not Allotted? Why It Happens and What to Do

6 min

Why the lottery rejected you, when your blocked money is released, and what to do if the refund is late.

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How to Get IPO Allotment for Sure — the Honest Answer

6 min

No 100% trick exists. The myths that waste your time, and the four levers that genuinely raise your odds.

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IPO Refund: When You Get It and If It's Delayed

5 min

How ASBA unblocks your money, the 24-48 hour timeline, why it gets delayed, and the exact steps to fix it.

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Should You Sell an IPO on Listing Day or Hold?

6 min

A framework for the listing-day decision — when to flip, when to hold, pre-open pricing, and the tax angle.

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ASBA vs UPI for IPO — Which Should You Use?

5 min

How each route works, the ₹5 lakh UPI limit, when to use net-banking ASBA, and which fits retail vs HNI.

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Applying from Multiple Demat Accounts — the Legal Way

6 min

One PAN, one application. How families legally multiply tickets, the own-bank rule, and HUF/minor specifics.

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Is IPO GMP Reliable? What the Track Record Shows

6 min

How accurate grey-market premium actually is, when it is most and least reliable, and how to use it safely.

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