BasicFintech

Best Demat Account for IPO

Every SEBI-registered broker allows IPO application. The differences are in account opening speed, app UX, account maintenance charges, and reliability during heavy load.

Broker
Upstox
Fast account opening (15 min), strong IPO app UX
Open
Angel One
Widest broker network, good for first-timers
Open
Groww
Clean app, popular with millennials, easy UPI
Open
Zerodha
Largest broker; Kite has reliable IPO module
Open
5paisa
Lowest brokerage on equity delivery
Open
ICICI Direct
Bank + demat + trading for ICICI customers
Open

Links above are affiliate links. We may earn a referral commission at no extra cost to you. Final brokerage and AMC may vary; verify current charges on the broker's site.

Tips for Choosing a Broker

  • Open multiple demat accountsin different family members' names to multiply your allotment chances on oversubscribed IPOs.
  • UPI mandate reliabilitymatters more than fees — bid rejections happen when the broker's system is slow on busy days.
  • Check IPO module UXin the broker's app — some hide the IPO section, others put it front and center.
  • AMC matters long-term — if you only apply for IPOs occasionally, pick a zero-AMC broker.
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